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Apply here for a Merchant Account.

Online Merchant Application
Fill out all of the necessary information with our secured online application to enable your new merchant account with United Bank Card, Inc. Once the application is complete most of the time it is instantly approved.

If you need help while applying online you may call us toll free 1(888)246-0972 and we'll provide you with the necessary assistance. If you are unsure of what application you should fill out please call us.

Though we are able to approve most merchant applicants we do have a few underwritting restrictions for the following business types:

Airlines (major)
All Sexual Oriented or Pornographic Merchants
Companion / Escort Services
Adult Telephone Conversations
Adult Book Stores
Dating Services
Online Adult Membership / Matchmaker Services
Bankruptcy Attorneys
Check Cashing Services
Collection Agencies
Credit Repair
Credit Counseling
Debt Collection
Debt Consolidation
Diet Pills
Drug Paraphernalia
Real Estate Seminars
“Get Rich Quick” Books, Programs, etc.
Phone Card Sales
Health Supplements
“Hype” Products/Services
In-Bound Telemarketing Services
International Merchants (non US-based)
Internet Gambling
Investment Firms
Investment Strategy
Investment Books
Lotteries
Membership Organizations (over 12 months)
Merchants on the Terminated Merchant File (TMF List)
Multi-Level Marketing
Off-Shore Corporation Establishment Services
Online Pharmacies / Viagra Sales
Outbound Telemarketing
Sports Forecasting / Odds Making
Third-Party Processing / Factoring Merchants
Time-Shares
Tour Operators
Travel Agencies
Travel Clubs
Vacation Planners
Vitamins / Internet

We may know other processors that are able to help you obtain a merchant account so feel free to contact us anytime.

How much information will United Bank Card, Inc. need from a merchant to get started?

  1. Complete Application


  2. Copy of drivers license or state id of applicant.


  3. Copy of business license, Retail, and/ or Tax Certificate


  4. If you're switching from another processor send us at leasttwo or three of your most recent merchant statements.


  5. If you are a store that accepts food stamps (EBT) we'll need a copy of your certificate with the FNS number otherwise referred to as your account number.


  6. If you conduct most of your business online or key-enter 50% or more of your sales we'll need additional marketing material such as a flyer, business card, advertisement, and/ or a phone listing.
NEWS, UPDATES, & LINKS

ANNOUNCEMENT: Our sales office has partnered with Merchant Results to offer a full line of vital products and services at substantial discounts such as domain name registration, web hosting, shopping carts, SSL certificates, website builder, search engine optimization, email, and much more.
www.merchantresults.net

Rates & Fees By Industry

RETAIL STOREFRONT
Supermarket / Grocery
E-commerce / MOTO
Restaurants
Hotel / Lodging
Wireless
Petroleum

CLIENT LOGIN | AGENT LOGIN

Merchant Type Online Application Links
Retail Storefront To qualify for this application you need to process 70% or more of your credit card sales face-to-face.

SSL Lock Free Terminal Application - By clicking on this link you'll be able to choose from several different types of free terminals and receive an instant merchant account approval provided you do not have any major credit issues. Once you are approved you will still need to print out the application and sign it in the necessary spots and fax it to (207)692-1007 or call (888)246-0972 if you need help.

SSL Lock Non-Free Terminal Application - By clicking on this link you'll be able to choose from several different types of terminals to purchase, or reprogramm and receive an instant merchant account approval provided you do not have any major credit issues. Once you are approved you will still need to print out the application and sign it in the necessary spots and fax it to (207)692-1007 or call (888)246-0972 if you need help.

Rate Information

Supermarket / Grocery To qualify for this application you need to process 70% or more of your credit card sales face-to-face.

SSL Lock Free Terminal Application - By clicking on this link you'll be able to choose from several different types of free terminals and receive an instant merchant account approval provided you do not have any major credit issues. Once you are approved you will still need to print out the application and sign it in the necessary spots and fax it to (207)692-1007 or call (888)246-0972 if you need help.

SSL Lock Non-Free Terminal Application - By clicking on this link you'll be able to choose from several different types of terminals to purchase, or reprogramm and receive an instant merchant account approval provided you do not have any major credit issues. Once you are approved you will still need to print out the application and sign it in the necessary spots and fax it to (207)692-1007 or call (888)246-0972 if you need help.

Rate InformationVisa InterchangeMasterCard Interchange

E-commerce / MOTO To qualify for this application you need to process most of your credit card sales online, by phone-order and/ or mail-order.

SSL Lock Free Terminal Application - By clicking on this link you'll be able to choose from several different types of free terminals and receive an instant merchant account approval provided you do not have any major credit issues. Once you are approved you will still need to print out the application and sign it in the necessary spots and fax it to (207)692-1007 or call (888)246-0972 if you need help.

SSL Lock Free Payment Gateway Application - By clicking on this link you'll be able to choose from several different types of terminals to purchase, or reprogramm and receive an instant merchant account approval provided you do not have any major credit issues. Once you are approved you will still need to print out the application and sign it in the necessary spots and fax it to (207)692-1007 or call (888)246-0972 if you need help.

Rate Information

Restaurants To qualify for this application you need to be a restaurant of some sort.

SSL Lock Free Terminal Application - By clicking on this link you'll be able to choose from several different types of free terminals and receive an instant merchant account approval provided you do not have any major credit issues. Once you are approved you will still need to print out the application and sign it in the necessary spots and fax it to (207)692-1007 or call (888)246-0972 if you need help.

SSL Lock Non-Free Terminal Application - By clicking on this link you'll be able to choose from several different types of terminals to purchase, or reprogramm and receive an instant merchant account approval provided you do not have any major credit issues. Once you are approved you will still need to print out the application and sign it in the necessary spots and fax it to (207)692-1007 or call (888)246-0972 if you need help.

Rate Information

Hotel / Lodging To qualify for this application you need to be one of follow merchant types; hotel, motel, resort, inn, bed & breakfest, and rental companies.

SSL Lock Free Terminal Application - By clicking on this link you'll be able to choose from several different types of free terminals and receive an instant merchant account approval provided you do not have any major credit issues. Once you are approved you will still need to print out the application and sign it in the necessary spots and fax it to (207)692-1007 or call (888)246-0972 if you need help.

SSL Lock Non-Free Terminal Application - By clicking on this link you'll be able to choose from several different types of terminals to purchase, or reprogramm and receive an instant merchant account approval provided you do not have any major credit issues. Once you are approved you will still need to print out the application and sign it in the necessary spots and fax it to (207)692-1007 or call (888)246-0972 if you need help.

Rate InformationVisa InterchangeMasterCard Interchange

Wireless To qualify for this application you need be a petroleum company.

SSL Lock Free Terminal Application - By clicking on this link you'll be able to choose from several different types of free terminals and receive an instant merchant account approval provided you do not have any major credit issues. Once you are approved you will still need to print out the application and sign it in the necessary spots and fax it to (207)692-1007 or call (888)246-0972 if you need help.

SSL Lock Non-Free Terminal Application - By clicking on this link you'll be able to choose from several different types of terminals to purchase, or reprogramm and receive an instant merchant account approval provided you do not have any major credit issues. Once you are approved you will still need to print out the application and sign it in the necessary spots and fax it to (207)692-1007 or call (888)246-0972 if you need help.

Rate Information

Petroleum To qualify for this application you need to process 70% or more of your credit card sales face-to-face.

SSL Lock Free Terminal Application - By clicking on this link you'll be able to choose from several different types of free terminals and receive an instant merchant account approval provided you do not have any major credit issues. Once you are approved you will still need to print out the application and sign it in the necessary spots and fax it to (207)692-1007 or call (888)246-0972 if you need help.

SSL Lock Non-Free Terminal Application - By clicking on this link you'll be able to choose from several different types of terminals to purchase, or reprogramm and receive an instant merchant account approval provided you do not have any major credit issues. Once you are approved you will still need to print out the application and sign it in the necessary spots and fax it to (207)692-1007 or call (888)246-0972 if you need help.

Rate InformationVisa InterchangeMasterCard Interchange

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