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Let UBC create a free cost comparison showing your annual savings when you switch to UBC from your current processor. This free cost comparison comes with NO OBLIGATION!

Substantial rate reduction for all merchant types, it is our one rate plan.

Effective immediately new merchant sign-ups will receive .19% (19 basis points) over cost AKA Interchange Rates. Most businesses that have an existing merchant account are charged on a tiered rate scale. What that means is that you do not get the very best rate for every credit or debit card that you accept. For example if you accepted a rewards credit card you would pay a much higher percentage on a tiered rate plan even if the credit card was swiped. With us you are only going to pay .19% over true cost.

Retail Interchange Example

Visa Checkcard Interchange Cost = 1.03% + $0.15
Visa Dues & Assessments = .0925%
Our Mark-up = .19% + $0.08

TOTAL = 1.31% + $0.23

We service and sell Credit Card Processing in the following states:

Alabama	Alaska	Arizona
Arkansas	California	Colorado
Connecticut	Delaware	Florida
Georgia	Hawaii	Idaho
Illinois	Indiana	Iowa
Kansas	Kentucky	Louisiana
Maine	Maryland	Massachusetts
Michigan	Minnesota	Mississippi
Missouri	Montana	Nebraska
Nevada	New Hampshire	New Jersey
New Mexico	New York	North Carolina
North Dakota	Ohio	Oklahoma
Oregon	Pennsylvania	Rhode Island
South Carolina	South Dakota	Tennessee
Texas	Utah	Vermont
Virginia	Washington	West Virginia
Wisconsin	Wyoming

More Information On Your Industry

• Retail Face-to-Face Merchants   [Apply Here] [Rates] [PDF]

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• Petroleum & Service Station Merchants   [Apply Here] [Rates] [PDF]

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• Grocery & Supermaket Merchants   [Apply Here] [Rates] [PDF]

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• Hotel & Lodging Merchants   [Apply Here] [Rates] [PDF]

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• Restaurant Merchants   [Apply Here] [Rates] [PDF]

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• MOTO (mail-order telephone-order) Merchants   [Apply Here] [Rates] [PDF]

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• Ecommerce Merchants   [Apply Here] [Rates] [PDF]

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• Wireless Merchants   [Apply Here] [Rates] [PDF]

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This option is for merchants that want to reprogramm an existing terminal, pos system, software, and/ or want to purchase new systems. Free terminals have a few additional fees just scroll down to see the difference.

RETAIL	DISCOUNT
Rates	.19%
Per Trans Fee	$0.08
Pin Debit Fee	$0.14 + nt
Monthly Fee	$7.99
Minimum	$19
Chargeback	$19
ACH Reject Fee	$9
Voice Auth Fee	$0.99
Annual Fee	FREE
AVS Fee	FREE
Batchheader Fee	FREE
Set-up	FREE
Reprogramming	FREE
Application Fee	FREE

This option is for merchants that want a free terminal. The fees are slightly higher but you are going to have many benefits that will out way any small fees. Every free terminal is covered 100% no matter what happens to it and it doesn't cost you a dime more.

RETAIL	DISCOUNT
Rates	.19%
Per Trans Fee	$0.08
Pin Debit Fee	$0.14 + nt
Monthly Fee	$7.99
Minimum	$25
Chargeback	$19
ACH Reject Fee	$9
Voice Auth Fee	$0.99
Annual Fee	$79.00
Batchheader Fee	$0.35
AVS Fee	FREE
Set-up	FREE
Reprogramming	FREE
Application Fee	FREE
CC Terminal	FREE

2008 - 2009 Interchange

Visa Interchange [PDF]
MasterCard Interchange [PDF]