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GROCERY SUPERMARKET MERCHANT ACCOUNT

Credit Card Processing Rates | Check Processing Rates | Authorize.Net Rates

We offer many payment processing products and services for supermaket or grocery stores and other merchant types that qualify for this set-up.

High volume businesses, like supermarkets and other multi-lane retail locations, often require dedicated services and equipment to ensure that transactions are completed efficiently.

A MULTITUDE OF SOPHISTICATED PRODUCTS

United Bank Card has a wide variety of processing solutions which can easily integrate with existing POS, cash register and signature capture systems and can handle a multitude of transactions without a problem. United Bank Card can also equip your location with multiple Nurit state-of-the-art terminals.

Payment Processing Solutions

  • Credit Card Processing
  • Debit & Checkcard Processing (pin pad)
  • Fleet Cards Wright Express & Voyager
  • EBT (Electronic Benefits Transfer)
  • Check Guarantee & Converison Processing
  • Check Recovery
  • Gift Cards

Communication Set-up

  • Dial-up (landline)
  • Broadband (cable, dsl, and satelite)
  • Wireless (phone and terminal)

Primary Hardware Namebrands

  • HarborTouch
  • Orion
  • Hypercom
  • Nurit
  • Verifone
  • Ingenico

Primary Software Namebrands

  • Verifone (PCCharge)
  • UBC Plugin (QuickBooks Addition)
  • AuthorizeNet

Merchants that process high monthly volumes may qualify for lower interchange rates. We do competitive quotes for businesses of all sizes just CLICK HERE.

Grocery Supermarket Merchant Account Rates & Fees

2008 - 2009 Interchange Visa Interchange [PDF] MasterCard Interchange [PDF]

PLEASE NOTE When selecting our free equipment it does have additional fees such an annual fee of $79, $25 minimum monthly instead of $19, and a daily batchheader fee of $0.35.

Description Industry Average United Bank Card, Inc.
Discount Rate 1.90% .19% Over Interchange
Mid-Qualified Surcharge

NOTE: This is typically a result of key-entered sales or corporate, international, and reward cards.

2.00% + $0.10 Mark-up .19% Over Interchange
Non-Qualified Surcharge

NOTE: This is typically a result of key-entered sales without avs or corporate, international, and reward cards.

3.00% + $0.10 Mark-up .19% Over Interchange
Authorization Fee $0.30 $0.08 Over Interchange
Statement Fee $10.00 - $15.00 $7.99
Minimum Monthly Discount $30.00 - $60.00 $19.00
Voice Authorization Fee

NOTE: This is only charged if you call in to the voice authorization center for a transaction approval. Power outage would be the typical reason for using this service.

$1.50 - $2.50 $0.99
Chargeback

NOTE: This is only a fee if your customer disputes a transaction however if you have the proper documentation then this fee can be avoided.

$25.00 - $35.00 $19.00
ACH Reject Fee

NOTE: This is only a fee if we deposit a transaction into your account and you issue a refund and the funds are not available in your account.

$20.00 - $30.00 $9.00
Annual Fee $50.00 - $200.00 FREE
AVS Fee $0.10 - $0.15 per trans FREE
Daily Batch Fee $0.25 - $0.50 FREE
Set-up Fee $50.00 - $150.00 FREE
Application Fee $100.00 - $200.00 FREE
Reprogramming Fee $50.00 - $150.00 FREE

Check Processing (check conversion, and check guarantee)

Description Industry Average United Bank Card, Inc.
Discount Rate 2.50% 1.39%
Transacction Fee $0.35 $0.45 $0.29
Monthly Fee $15 - $40 $10
Minimum Monthly $30 - $50 $20

Authorize.Net (pos, ecommerce, mail-order, and phone-order)

Description Industry Average United Bank Card, Inc.
Single Software License $100 - $300 FREE
Set-up $50 - $150 FREE
Monthly Fee $15 - $40 $9.99
Per Auth Fee $0.10 - $0.25 $0.05
eCheck Batch Fee $0.35 - $0.50 $0.25
eCheck Rate 2.50% - 4.00% 1.69% 0 - 4,999 mo. vol.
1.49% 5,000 - 49,999 mo. vol.
.99% 50,000 - 199,999 mo. Vol.
.49% 200,000 or Higher mo. vol.

America's Best Entrepreneurs  Entrepreneur of the Year    Webbie World People's Pick    We are proud to be on the INC 500 List three years in a row 2005, 2006, and 2007    Better Business Bureau, Inc. Accredited Seal Of Approval

:: NEWS TODAY

Substantial rate reduction for all merchant types, it is our one rate plan.

Effective immediately new merchant sign-ups will receive .19% over cost AKA Interchange Rates. READ MORE

Our rate will never increase and you will always know what true cost is because we listed Visa and MasterCard's latest Interchange Rates below.

Apply here for a Retail Merchant Account without FREE equipment
Apply here for a Retail Merchant Account with FREE equipment

Grocery Supermarket Information
[PDF]
pdf

RATES & FEES BY INDUSTRY

  • Retail
  • Petroleum
  • Grocery / Supermarket
  • Hotel / Lodging
  • Restaurant
  • MOTO
  • Ecommerce
  • Wireless
  • 2008 - 2009 Interchange

    Visa Interchange [PDF]
    MasterCard Interchange [PDF]

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