MOTO Mail Order Phone Order Merchant Account Credit Card Processing

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MOTO (Mail-Order Telephone Order) MERCHANT ACCOUNT

Credit Card Processing Rates | Check Processing Rates | Authorize.Net Rates

We offer many payment processing products and services for moto and other merchant types that qualify for this set-up.

A UBC moto merchant account is the perfect way to expand your business and reach new markets, allowing your store to accept credit cards which will dramatically improve sales without dramatically increasing expenses.

The majority of online shoppers prefer to pay by credit card and United Bank Card can help you turn those payments into secured, fast cash.

SECURITY, SPEED, SERVICE AND SOFTWARE

United Bank Card supports a variety of mail-order and telephone order payment options including Authorize.Net, credit card machines, and pos software to help you quickly and easily establish your sales at your store. We can even provide a virtual terminal for businesses that have a website order system but only need a method to collect payments.

Payment Processing Solutions

Credit Card Processing
Debit & Checkcard Processing (pin pad)
Checks Online
Check Recovery
Gift Cards

Communication Set-up

Dial-up (landline)
Broadband (cable, dsl, and satelite)
Wireless (phone and terminal)

Primary Hardware Namebrands

HarborTouch
Orion
Hypercom
Nurit
Verifone
Ingenico

Primary Software Namebrands

Verifone (PCCharge)
UBC Plugin (QuickBooks Addition)
AuthorizeNet

Merchants that process high monthly volumes may qualify for lower interchange rates. We do competitive quotes for businesses of all sizes just CLICK HERE.

MOTO Merchant Account Rates & Fees

2008 - 2009 Interchange Visa Interchange [PDF] MasterCard Interchange [PDF]

PLEASE NOTE When selecting our free equipment it does have additional fees such an annual fee of $79, $25 minimum monthly instead of $19, and a daily batchheader fee of $0.35.

Description Industry Average United Bank Card, Inc.

Discount Rate 1.90% .19% Over Interchange

Mid-Qualified Surcharge
NOTE: This is typically a result of key-entered sales or corporate, international, and reward cards.
2.00% + $0.10 Mark-up .19% Over Interchange

Non-Qualified Surcharge
NOTE: This is typically a result of key-entered sales without avs or corporate, international, and reward cards.
3.00% + $0.10 Mark-up .19% Over Interchange

Authorization Fee $0.30 $0.08 Over Interchange

Statement Fee $10.00 - $15.00 $7.99

Minimum Monthly Discount $30.00 - $60.00 $19.00

Voice Authorization Fee
NOTE: This is only charged if you call in to the voice authorization center for a transaction approval. Power outage would be the typical reason for using this service.
$1.50 - $2.50 $0.99

Chargeback
NOTE: This is only a fee if your customer disputes a transaction however if you have the proper documentation then this fee can be avoided.
$25.00 - $35.00 $19.00

ACH Reject Fee
NOTE: This is only a fee if we deposit a transaction into your account and you issue a refund and the funds are not available in your account.
$20.00 - $30.00 $9.00

Annual Fee $50.00 - $200.00 FREE

AVS Fee $0.10 - $0.15 per trans FREE

Daily Batch Fee $0.25 - $0.50 FREE

Set-up Fee $50.00 - $150.00 FREE

Application Fee $100.00 - $200.00 FREE

Reprogramming Fee $50.00 - $150.00 FREE