|
HOME | COMPANY | CONTACT | EQUIPMENT | SOFTWARE | RATES | QUOTE |
 |
RETAIL MERCHANT ACCOUNT
|
| We offer many payment processing products and services for retail stores and other merchant types that qualify for this set-up.
The first thing that a retail operator needs to know is that the payments processed won’t be fraudulent, and won’t be charged back after you’ve already let the customer take goods home. Next, you want to be sure that the payment is processed quickly, and with minimal cost to your business. It helps if the equipment you process those payments on is at the cutting edge of technology, and doesn’t cost your business anything to acquire. At United Bank Card, we give you all of that and a whole lot more besides. We offer free payment processing terminals, low processing rates, 24-hour a day, 7-day a week customer and technical support, check guarantees, and we give you the ability to accept Visa, MasterCard, American Express, Discover, JCB, debit cards, gift cards and loyalty cards, not to mention Electronic Benefits Transfer (EBT) transactions. We deploy only the latest in transaction processing equipment to handle all your credit card, debit card, EBT, gift card, ATM and check acceptance business, and we offer industry-tailored payment options for specific industries, at your request. PAYMENT PROCESSING SOLUTIONS
COMMUNICATION SET-UP
PRIMARY HARDWARE NAMEBRANDS
PRIMARY SOFTWARE NAMEBRANDS
For merchants that process credit card sales up to $50,000.00 per month we offer an extremely low three-tiered rate pricing starting at 1.67%. If your volume exceeds $50,000.00 per month we have other rate programs available such as four-tiered rate pricing and Interchange Plus which gives merchants all of the cost rates plus a small flat mark-up. If you are interested in a quote CLICK HERE. |
APPLY FOR A MERCHANT ACCOUNTPLEASE NOTE: We are updating our online application so if you would like to apply for immediate approval call us 9am to 6pm (eastern standard time) Monday thru Friday and 10am to 4pm on Saturday TOLL FREE 1-888-246-0972 or use our contact form and one of our representatives will call you as soon as possible during normal business hours. ANNOUNCEMENT: Our sales office has partnered with Merchant Results to offer a full line of vital products and services at substantial discounts such as domain name registration, web hosting, shopping carts, SSL certificates, website builder, search engine optimization, email, and much more. |
| CLIENT LOGIN | AGENT LOGIN |  |
| SERVICE | INDUSTRY AVERAGE | UNITED BANK CARD FREE TERMINAL | UNITED BANK CARD NON-FREE TERMINAL |
| Visa / Mastercard Discount Rate | 1.90% | 1.67% | 1.67% |
| Transaction Fee | $0.30 | $0.22 | $0.22 |
| Mid-Qualified Surcharge NOTE: This is typically a result of key-entered sales or corporate, international, and reward cards. |
2.00% + $0.10 | .99% | .99% |
| Non-Qualified Surcharge NOTE: This is typically a result of key-entered sales without avs or corporate, international, and reward cards. |
3.00% + $0.10 | 1.39% | 1.39% |
| Annual Fee | $50.00 - $200.00 | $79.00 Maint Fee | $0.00 |
| Monthly Fee | $10.00 - $15.00 | $7.99 | $7.99 |
| Minimum Monthly Discount | $30.00 - $35.00 | $25.00 | $0.00 |
| Voice Authorization Fee NOTE: This is only charged if you call in to the voice authorization center for a transaction approval. Power outage would be the typical reason for using this service. |
$1.50 - $1.75 | $0.99 | $0.99 |
| Daily Batch Fee | $0.25 - $0.50 | $0.35 | $0.00 |
| Chargeback NOTE: This is only a fee if your customer disputes a transaction however if you have the proper documentation then this fee can be avoided. |
$25.00 - $35.00 | $20.00 | $20.00 |
| ACH Reject Fee NOTE: This is only a fee if we deposit a transaction into your account and you issue a refund and the funds are not available in your account. |
$20.00 - $30.00 | $15.00 | $15.00 |
| Application Fee | $100.00 - $200.00 | $0.00 | $0.00 |
| Programming Fee | $50.00 - $150.00 | $0.00 | $0.00 |
| Set-up Fee | $50.00 - $150.00 | $0.00 | $0.00 |
| Check Processing Set-up Fee | $100.00 - $200.00 | $0.00 | $0.00 |
| Ammerican Express Set-up Fee | $50.00 -$100.00 | $0.00 | $0.00 |
| Discover Set-up Fee | $50.00 - $100.00 | $0.00 | $0.00 |
| Gift Card Set-up / Design Fee | $100.00 - $200.00 | $0.00 | $0.00 |
 |
 |
| © 2004-2008, UNITED BANK CARD, INC. ALL RIGHTS RESERVED. United Bank Card is a registered ISO/MSP of First National Bank of Omaha, 1620 Dodge St., Omaha, NE – Member FDIC Privacy Policy |