WIRELESS MERCHANT ACCOUNT

We offer many payment processing products and services for wireless and other merchant types that qualify for this set-up. The ability to accept credit cards from any location with wireless equipment is now available to businesses of all sizes. With the Comstar CHARGE ANYwhere®, accept credit cards wirelessly from the point of transaction while accelerating the sales process, improving efficiency and reducing paperwork. Charge on the Go with United Bank Card The ability to accept credit cards with wireless equipment is no longer a luxury afforded only to multinational companies and franchise chains. With UBC, you can go wireless and run credit cards and debit cards from anywhere on or off premises. Utilizing wireless credit card transactions is the best way to accelerate the sales process, improve efficiency and reduce paperwork and it never fails to impress your customers. Make Every Transaction a ‘Card-Present’ Transaction As you probably know, any time you have to ‘call-in’ or ‘key-in’ a credit card transaction without the card itself present, you are charged a higher percentage by the credit card associations. But if you utilize the Comstar CHARGE ANYwhere wireless terminal, you can swipe credit cards from wherever you are, enabling you to qualify for “card-present” rates and avoid the extra fees associated with keying in transactions away from the customer. And because United Bank Card likes to go two steps beyond what our customers expect, with our system you can now securely accept credit cards from ANYWHERE IN NORTH AMERICA within our extensive nationwide coverage! PAYMENT PROCESSING SOLUTIONS Credit Card Processing Debit / Check Card Processing (pin pad) Check Guarantee / Converison Processing Check Recovery Gift Cards COMMUNICATION SET-UP Wireless (phone and terminal) PRIMARY HARDWARE NAMEBRANDS Nurit Verifone Ingenico For merchants that process credit card sales up to $50,000.00 per month we offer an extremely low three-tiered rate pricing starting at 1.67%. If your volume exceeds $50,000.00 per month we have other rate programs available such as four-tiered rate pricing and Interchange Plus which gives merchants all of the cost rates plus a small flat mark-up. If you are interested in a quote CLICK HERE.

APPLY FOR A MERCHANT ACCOUNT PLEASE NOTE: We are updating our online application so if you would like to apply for immediate approval call us 9am to 6pm (eastern standard time) Monday thru Friday and 10am to 4pm on Saturday TOLL FREE 1-888-246-0972 or use our contact form and one of our representatives will call you as soon as possible during normal business hours. ANNOUNCEMENT: Our sales office has partnered with Merchant Results to offer a full line of vital products and services at substantial discounts such as domain name registration, web hosting, shopping carts, SSL certificates, website builder, search engine optimization, email, and much more. www.merchantresults.net

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SERVICE	INDUSTRY AVERAGE	UNITED BANK CARD FREE TERMINAL	UNITED BANK CARD NON-FREE TERMINAL
Visa / Mastercard Discount Rate	1.90%	1.67%	1.67%
Transaction Fee	$0.30	$0.27 (includes wireless trans fee)	$0.27 (includes wireless trans fee)
Mid-Qualified Surcharge NOTE: This is typically a result of key-entered sales or corporate, international, and reward cards.	2.00% + $0.10	.99%	.99%
Non-Qualified Surcharge NOTE: This is typically a result of key-entered sales without avs or corporate, international, and reward cards.	3.00% + $0.10	1.39%	1.39%
Annual Fee	$50.00 - $200.00	$79.00 Maint Fee	$0.00
Monthly Fee	$10.00 - $15.00	$7.99	$7.99
Minimum Monthly Discount	$30.00 - $35.00	$25.00	$0.00
Voice Authorization Fee NOTE: This is only charged if you call in to the voice authorization center for a transaction approval. Power outage would be the typical reason for using this service.	$1.50 - $1.75	$0.99	$0.99
Daily Batch Fee	$0.25 - $0.50	$0.35	$0.00
Chargeback NOTE: This is only a fee if your customer disputes a transaction however if you have the proper documentation then this fee can be avoided.	$25.00 - $35.00	$20.00	$20.00
ACH Reject Fee NOTE: This is only a fee if we deposit a transaction into your account and you issue a refund and the funds are not available in your account.	$20.00 - $30.00	$15.00	$15.00
Application Fee	$100.00 - $200.00	$0.00	$0.00
Programming Fee	$50.00 - $150.00	$0.00	$0.00
Set-up Fee	$50.00 - $150.00	$0.00	$0.00
Check Processing Set-up Fee	$100.00 - $200.00	$0.00	$0.00
Ammerican Express Set-up Fee	$50.00 -$100.00	$0.00	$0.00
Discover Set-up Fee	$50.00 - $100.00	$0.00	$0.00
Gift Card Set-up / Design Fee	$100.00 - $200.00	$0.00	$0.00
Wireless Activation Fee	$50.00 - $100.00	$35.00	$35.00
Wireless Service Fee	$25.00 - $35.00	$19.00	$19.00

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